Key Benefits

To help you spread the cost of getting the tools you need now to get the job done, we have teamed up with Hitachi Personal Finance to offer you a convenient and great value payment option.

The following information will help you decide whether this is suitable for your needs.

Pay Monthly is available for private individuals only. The following information will help you decide whether this is suitable for your needs.

How to apply - Step-by-step guide

  1. Having selected the item/s you wish to purchase (minimum basket value of £300 applies for Finance), proceed to checkout and ensure 'Home Delivery' is selected.
  2. To apply for finance, simply Sign in if you already have an account with us. If you are new to then you either create an account or select “Checkout as a guest”
  3. Check your delivery details and when you are happy select 'Proceed to Payment'
  4. When on the “Payment” page select “Apply For Finance”
  5. On the “Fast Easy Finance” page select a payment plan from the drop down menu, we have a number of plans available depending on the amount of credit you require.
  6. Choose a deposit from 10% to 50% and at the base of the page select “Continue”
  7. You will now be diverted to the Hitachi finance application form. Follow the simple instructions provided by filling out all of the information that is applicable to you.
  8. The finance company will process your application and once accepted, we will receive notification. We will ONLY despatch your order once we have received notification that your application has been successful.

Frequently Asked Questions

What can I include on a payment plan?
You can choose anything from our range of over 21,000 products! This is subject to availability and excludes gift cards and E-vouchers.

What payment plans are available?
We offer 12, 18, 24, 36 or 48 month payment plans. Customers are welcome to pay a deposit of between 10% and 50%.

What criteria do I need to fulfil?
We can only consider your application if:

  • You are 18 or older
  • You, or your partner is, in permanent paid employment, self-employed, retired and receiving a pension, working student in part time work or in receipt of a disability benefit
  • You have been a resident in the UK for at least 3 years
  • You have a Bank or Building Society current account available (you’ll need this to complete the direct debit instruction)
  • You have a debit or credit card in your name, which is registered to your address, in order to pay for the deposit

Please note that meeting the criteria does not guarantee acceptance.

The lender performs a credit search to assess your eligibility. You need to pass a credit score when you apply.

You will need a UK bank account and have the account number and sort code with you. For in store purchases, when you pay a deposit this needs to be with a chip and pin card.

You must have an e-mail address as your documentation will be emailed to you. We may request proof of identity after your application has been approved.

Please note; goods can only be delivered to the address used in the finance application.

When will my payments be due?
Your monthly direct debit repayments will begin approximately one month after your order has been delivered. The loan provider, Hitachi Personal Finance, will send you a welcome communication shortly after delivery that confirms your first payment date. If you want to change the payment date, you will need to contact Hitachi Personal Finance. Their contact details will be in the welcome communication

What if I don’t want the credit agreement anymore?
All customers have a 14 day right of withdrawal from a credit agreement. You will need to get in touch with either the store where the order was made or for online and telesales orders please contact 0844 880 1275 and notify them of your intention to withdraw.

The 14 day cooling-off period runs from the day you sign the agreement. You can also settle your finance agreement at any time upon request by contacting Hitachi Personal Finance who will be able to assist in taking payment.

What if I have further questions about Machine Mart’s payment plan?
Please feel free to come in store and speak to one of our advisers.

Alternatively, visit or call us on 0115 840 6248 between 8:30am and 6:00pm Monday to Friday.


Machine Mart Limited (FRN: 703528) is authorised and regulated by the Financial Conduct Authority. Machine Mart Limited acts as a credit broker for the purpose of introducing credit provided by Hitachi Personal Finance, a trading style of Hitachi Capital (UK) PLC, authorised and regulated by the Financial Conduct Authority under Financial Services Register no. 704348. Credit is subject to status and affordability. Term & Conditions apply. The register can be accessed through The financial promotion is presented by Machine Mart Limited. Machine Mart Limited is registered in England and Wales 01555925, registered office 211 Lower Parliament Street, Nottingham, NG1 1GN